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Privacy Policy Statement for the Bertelsmann AG Web sites
arvato finance welcomes you to this homepage, and likewise welcomes your interest in our company and our products. The protection of your privacy is important to us. Our web activities comply with all applicable laws to protect personal information and guarantee data security. This privacy protection statement tells you how arvato finance treat the information generated during your visit to our website.

Collection and Processing of Personal Data
Personal data is information that identifies you, such as your name, your address, e-mail or postal addresses. arvato finance does not collect personal data from you except when you specifically provide it, for example when ordering information or subscribing to newsletters.

Use and Divulgence of Personal Data
arvato finance will use your personal data exclusively for purposes of technical Web site administration, to give you access to special information or for general communication with you. arvato finance will neither sell your personal data to third parties nor market it elsewhere. The employees of arvato finance are duty-bound to respect the confidentiality of your data and abide by our Codes of Conduct.

Freedom of Choice
You control the information you provide arvato finance about yourself. However, if you choose not to share your information with Bertelsmann AG, please be aware that you may be unable to access some of the areas of the website.

Automatically recorded information (non-personal data)
When you access the arvato finance website, general non-personal information (Internet browser used, number of visits, average time spent on site, pages viewed) is recorded automatically (not as part of registration). This information is used to gauge our website's appeal and to improve its content and functionality. Your data is not processed any further nor is it transmitted to third parties.

Cookies
Cookies are small files that are temporarily stored on your hard disk, enabling our site to recognize your computer the next time you visit the arvato finance website. We use Cookies exclusively to collect information concerning the use of our website. Cookies contain no personally identifiable data, so the protection of your privacy is ensured. Depending on your settings, your Internet browser will automatically accept Cookies. However, you may change your browser settings at any time and choose to access our website without accepting Cookies.

Security
arvato finance takes great care to ensure the security of personal data. Your data is conscientiously protected from loss, destruction, distortion/falsification, manipulation and unauthorized access or unauthorized disclosure.

Minors
arvato finance strongly advises all parents and guardians to teach their children safe and responsible handling of personal data on the Internet. Minors should not transmit any personal data to our websites without the permission of their parents or guardians. arvato finance will never knowingly collect personal data from minors or use it in any way or disclose it to third parties without permission.

Links to other websites
This statement on privacy protection applies to the www.arvatofinance.com homepage hosted by our mother company arvato finance services. The web pages in this homepage may contain links to other providers within and outside Bertelsmann group, to which this privacy protection statement does not extend. When you leave our website, please be aware of and read the privacy statements of each Web site that collects personally identifiable information.

Right to information
If you have questions concerning our privacy protection policy or how your personal data is processed, please feel free to contact our Privacy Protection representative.

Bertelsmann AG
Data Protection Department
Norbert Brinkschneider
Carl-Bertelsmann-Str. 270
D-33311 Gütersloh
Germany
E-Mail: norbert.brinkschneider@bertelsmann.de

Upon request, you will promptly be informed - in writing and pursuant to applicable legislation - which of your personal data, if any, was collected during your visits to our website.

Notification of changes
Any changes to our privacy policy will be posted to this privacy statement, the homepage, and any other places we deem appropriate.




csa code of practice
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